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  Investing in gold and mutual funds are two prevalent strategies for individuals aiming to grow their wealth. Each avenue offers distinct characteristics, benefits, and risks. Understanding their performance over the past decade, the factors influencing their valuations, and the reasons behind gold's reputation as a "safe haven" can aid investors in making informed decisions. Performance over the Past 10 Years Gold: Over the last decade, gold has demonstrated a compound annual growth rate (CAGR) of approximately 12% in India. For instance, on December 24, 2014, the price of 10 grams of gold was ₹25,570, which increased to ₹78,500 by December 24, 2024. Gold also act as a hedge against currency depreciation. Further Gold has universal acceptance all over the world. Mutual Funds: Mutual funds, particularly those invested in equities, have generally provided higher returns compared to gold. For example, the ICICI Prudential Nifty Next 50 Index Direct-Growth fund ...

  In this article we will discuss about difference between Index fund and Thematic fund and returns given by respective fund. Index Fund vs. Thematic Fund: Key Differences Feature Index Fund Thematic Fund Definition A fund that tracks a market index (e.g., S&P 500, Nifty 50). A fund that invests in a specific theme (e.g., technology, renewable energy). Investment Approach Passive (aims to replicate index performance). Active or semi-active (focuses on a particular theme). Diversification High (spread across various sectors and industries). Low to moderate (concentrated in a specific sector or theme). Risk Level Generally lower due to diversification. Higher due to sector/theme-specific exposure. Return Potential Moderate, usually aligned with market performance. ...

 In this article we will discuss about Differences between Active Mutual Funds and Index Mutual funds and study in details about returns in past 10 years Active Mutual Funds vs. Index Mutual Funds: Key Differences and Advantages Feature Active Mutual Fund Index Mutual Fund Management Style Actively managed by fund managers aiming to outperform the market Passively managed to replicate a market index (e.g., S&P 500, Nifty 50) Objective Beat the benchmark index Match the benchmark index's performance Fees/Expense Ratio Higher (1-2%) due to active management Lower (0.1-0.5%) due to passive management Risk Level Generally higher due to stock picking and market timing Lower, as it follows a diversified index Performance Variability Can outperform or underperform the market ...

  Here are some common myths about bonds and how to debunk them: 1. Myth: Bonds are completely risk-free Reality: While bonds are generally considered lower risk compared to stocks, they are not entirely risk-free. Bonds carry risks such as: Credit risk: The issuer may default on interest or principal payments. Interest rate risk: Rising interest rates can reduce the market value of existing bonds. Inflation risk: Inflation can erode purchasing power, reducing the real value of bond returns. How to remove the myth: Educate investors about different types of bond risks and suggest diversification across various bond categories (e.g., government, corporate, and inflation-protected bonds). Consider bond ratings from agencies like Moody’s or S&P to assess risk levels. 2. Myth: Bonds are only for retirees Reality: Bonds can be beneficial for investors of all ages as part of a well-balanced portfolio. They provide inco...

  An Overview of the Indian Bond Market and Expected Returns Over 10 Years The Indian bond market is one of the largest and most diverse financial markets in Asia, offering a range of investment opportunities for institutional and retail investors. Over the next 10 years, the returns from different types of bonds in India will be influenced by factors such as interest rate movements, inflation, fiscal policies, and global economic conditions. Types of Bonds in the Indian Market 1. Government Securities (G-Secs) ·          Description: These bonds are issued by the Reserve Bank of India (RBI) on behalf of the Government of India. ·          Types: Treasury Bills (T-Bills), Long-term Government Bonds. ·          Typical 10-Year Return: 6% - 8% annually. ·          Risk Level: Very low, as they are backed by t...