Pet Dog Insurance and its Benefits

 

Why Pet Dog Insurance Policy?

Dogs as pets are nowadays part of many families and everyone takes care of them as their kids. So it will become important to take care of their food, hygiene, training and fitness as well. As humans are caught with, diseases there are chances of dogs catching certain diseases and their treatment leads to many expenses so we include them in insurance policy. There are so many insurance companies, which are offering dog insurance.

Apart from the health related issues, these policies also provide assistance in case your pet goes missing. Now let's look into the various features and advantages of pet insurance.

Pet Dog Insurance Plan offers complete coverage with various benefits:

i.              lifetime insurance

This covers your beloved dog's full lifetime, from the age of 3 months to the age of 10

ii.             There is no waiting period for accidents

It covers injury/surgery or death due to any accident after the beginning of the insurance without any waiting time.

Claim procedure

Call at toll free number of insurance company.

During the claim procedure, you might need to provide some of your documentation; to do so, call the customer care of the insurance company. Some of the required documents are listed as below:

i.              Complete claim form

ii.             Certificate of Immunization

iii.            Death certificate with an image in colour of the dead dog

iv.            Wet bills and medical forms (in case of claims under surgery expenses and hospitalisation cover, mortality benefit cover, long term care cover and OPD cover)

v.             Copy of General Diary Entry recorded by Police (in case of claim under Theft/Lost/Straying)

vi.            FIR (in case of claiming under third party liability cover) (in case of claiming under third party liability cover)

vii.           Copy of Advertisement (in case of claim under Theft/Lost/Straying)

viii.          Hospital invoice (in case of claim under hospitalization

ix.            A court order (in case of claiming under third party liability cover)

x.             Analysis Report (in case of claims under Terminal Disease Cover, Long Term Care Cover and OPD Cover)

xi.            A colour photograph of your pet dog holding a newspaper with the date of claim registration and the newspaper's publication date is displayed.

xii.           If your pet has an RFID tag or microchip, a colour image of the tag with the identification number clearly visible will also play.

xiii.          Any additional paperwork that the business may require in order to process the claim

Let's start by answering the most typical inquiries concerning pet dog insurance.

What is pet dog insurance?

 

A pet dog insurance or a pet cover acts as a safeguard and helps you financially in case your pet gets into an accident or becomes ill. Insurance companies provide such plans so that you can give your pet the best care possible.

How to acquire a pet dog insurance plan for your dog?

To get your pet dog insured, simply fill out the form on the insurance company website and they will get back to you shortly to obtain your pet dog insurance cover!

What are the advantages of this dog pet insurance?

The major advantage of pet dogs is that this insurance will allow you to get the best medical treatments to assist your dog recover from diseases and accidents. In addition, Dog insurance gives certain further optional advantages, which include locating your dog in case of loss, protection against third party legal liability in case of harm to third party, property damage caused to your pet, etc. damages etc. and many more

Pricing of insurance:-

The rate for this insurance plan will depend on the age, breed and gender of the dog. Pet dogs are divided as small/medium/large or enormous sizes depending on the breed of the dog.

Not only this, there are many additional benefits of pet dog insurance coverage which are stated below.

i.              Pre-Policy Medical Check-up

Even if your dog is older, there is no need for a pre-policy medical exam. There will, however, be a waiting period for some diseases.

ii.             Vaccination

Policies also ensure that your pet dog's vaccination period is delivered within the insurance, as and when necessary.

Policy makes sure that your companion dog has the necessary vaccinations throughout the policy as needed. Yes, this insurance does cover missed vaccinations. Please be aware that vaccinations must be kept up to date for the duration of the insurance for the coverage to be effective.

Before purchasing pet insurance for dogs, keep the following in mind:

Age requirements for owning a dog

It's a fantastic idea to consider your dog's insurance alternatives. If your dog is a huge breed, it must be 3 months to 4 years old, and if it is a small, medium, or big breed, it must be 3 months to 7 years old. If your dog is a giant breed, Insurance companies can insure it up to age 6 and up to age 10 for small, medium, and large breeds, providing the insurance is renewed continuously.

You may now be asking what paperwork you need to provide when purchasing the coverage. Therefore, for that, here is a list:

Documents required at the time of insurance purchase

• On the website, you must complete the relevant form and provide the necessary information on your pet dog.

• They will need five colour images of your pet, taken from the front, rear, left, right, and top, in order to help you identify it. If your pet has an RFID tag or microchip, a colour image of the tag with the identifying number plainly visible will also play. The image must include the newspaper and the application's date, with the newspaper's date being clearly visible.

• You must also provide a self-declaration stating that your pet received all necessary vaccines on schedule.

•They will need the results of specific diagnostic tests, such as a biochemistry test, circular blood count, urine test, and chest X-ray, if your pet is older than 4 years old and you choose to finish the 90-day waiting period (as indicated in the required criteria).

• You must also submit a Pedigree Certificate from The Kennel Club of India if you choose a Sum Assured that applies to Pedigree Lineage.

• You must give the purchase confirmation if you choose a Sum Assured that is more than the breed's maximum price.

Disease covered under Pet insurance:

1.     Live Dysfunction

2.     Renal Dysfunction

3.     An issue with the pancreas

4.     Cushing's Syndrome

5.     Diabetes

6.     Thyroid problems etc.