Smartphone Insurance and its features

 

What is mobile insurance; does that mobile insurance cover water damage?

India is one of those countries in the globe, where mobile is used the most. One cause for this is the availability of internet at a reasonable cost. Due to low internet pricing in India, more people utilise smartphones. Apart from this, Indian young also want to keep the most expensive phone in their hands. In such a case, consumers face the problem of phones being smashed, stolen or misplaced.

Apart from this, many times your phone water falls in other liquids. Many times the users have to face large losses owing to this type of accident. Especially during the rainy days, many times your phone is saturated in water, inflicting tremendous damage to it. However, these hazards can be readily avoided. For this, you just have to have your phone insured. With the spends of few hundred buck you can buy an insurance. Once insured, you will not have to worry about your phone.

Insurance covers damage caused by water

Insurance providers cover users' phone breakage, theft, and loss as well as water damage. Your mobile phone might potentially be damaged due to rain or humidity and this is normally covered by insurance. However, the extended warranty does not cover water damage to the phone.

What is mobile insurance?

Mobile insurance is similar to your life insurance, health insurance, auto insurance etc. You can have your phone insured from any insurance company. For this, the firm will charge you a premium like any other insurance and if your phone is lost, stolen or destroyed, then the company will pay you.

How to buy smartphone insurance?

It is worth noting that phone insurance can be taken within five days of buying the phone. Generally, insurance firms give phone insurance for one year only. If you obtain more than that, then it is an extended warranty.

Nowadays you can buy insurance along with the purchase of Mobile at reasonable cost.

What will be the cost of insurance?

The premium you will have to pay for phone insurance depends on the cost of your phone. In general, the cost for insuring a more expensive phone will be greater. If you try to buy the insurance, though, you can find the valuable rate in the market.

The procedure for making a claim.

The insurance company will require the phone bill, SIM block information, and a copy of the FIR if your phone is stolen, or lost. No FIR copy required against damaged claim. In addition, the phone's serial number must be provided. The insurance claim process will move forward once all of the necessary paperwork has been submitted. It is important to remember that the deadline for filing an insurance claim is often 15 days.

 

The mentioned procedure for insurance claim Nowadays Mobile phone service providers’ such as Airtel, Vodafone are giving you the insurance along with mobile monthly plan free of cost. You can avail the benefit of this free insurance offer. Service providers tied up with smartphone repair centres, which repair your phones free of cost.