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Showing posts from August, 2022

LIC Jeevan Anand Plan

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  The New Jeevan Anand Plan from LIC is a non-linked participating plan that provides an excellent combination of protection and savings. This combination provides financial protection against death during the policyholder's lifetime and a lump-sum payment at the conclusion of the set policy term if the policyholder survives. This LIC Plan also addresses liquidity requirements with its borrowing facility. Benefits: Death Amount: Assuming all premiums have been paid in full, the following death amount is payable: Death amount, defined as the sum of Sum Assured on Death, vested Simple Reversionary Bonuses, and Final Additional Bonus, if any, is payable upon death within the policy period. Sum Assured on Death is equal to the greater of 125% of the Basic Sum Assured or 10 times the annualised premium. This death amount must equal at least 105% of all premiums paid as of the date of death. The premiums listed above exclude any applicable service tax, additional premium, and r...

एलआईसी की नई बीमा बचत योजना

एलआईसी की नई बीमा बचत एक गैर-लिंक्ड बचत सह सुरक्षा योजना है, जहां पॉलिसी की शुरुआत में प्रीमियम का भुगतान एकमुश्त किया जाता है। यह एक मनी-बैक योजना है जो पॉलिसी अवधि के दौरान निर्दिष्ट अवधि में उत्तरजीविता लाभों के भुगतान के प्रावधान के साथ पॉलिसी अवधि के दौरान मृत्यु के विरुद्ध वित्तीय सुरक्षा प्रदान करती है। इसके अलावा, परिपक्वता पर, एकल प्रीमियम लॉयल्टी एडीशन, यदि कोई हो, के साथ वापस किया जाएगा। यह योजना अपनी ऋण सुविधा के माध्यम से तरलता की जरूरतों का भी ध्यान रखती है। 1. लाभ: ए) मृत्यु लाभ: पॉलिसी के पहले पांच वर्षों के दौरान मृत्यु होने पर: सम एश्योर्ड। पांच पॉलिसी वर्षों के पूरा होने के बाद मृत्यु पर: लॉयल्टी एडीशन के साथ बीमित राशि, यदि कोई हो। बी) उत्तरजीविता लाभ: निर्दिष्ट अवधि के अंत तक बीमित व्यक्ति के जीवित रहने की स्थिति में नीचे दिए गए अनुसार देय: पॉलिसी अवधि के लिए 9 वर्ष: प्रत्येक तीसरे और छठे पॉलिसी वर्ष के अंत में बीमा राशि का 15% 12 साल की पॉलिसी अवधि के लिए: तीसरे, छठे और नौवें पॉलिसी वर्ष के अंत में बीमा राशि का 15% 15 साल की पॉलिसी अवधि के लिए: तीसरे, छठे, नौवें औ...

एलआईसी का न्यू मनी बैक प्लान; LIC Money back plan

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 एलआईसी का न्यू मनी बैक प्लान -20 साल एक गैर-लिंक्ड योजना है जो अवधि के दौरान निर्दिष्ट अवधि में जीवित रहने पर आवधिक भुगतान के साथ-साथ योजना की पूरी अवधि के दौरान मृत्यु के खिलाफ सुरक्षा का एक आकर्षक संयोजन प्रदान करती है। यह अनूठा संयोजन मृत पॉलिसीधारक के परिवार के लिए परिपक्वता से पहले किसी भी समय वित्तीय सहायता और जीवित पॉलिसीधारकों के लिए परिपक्वता के समय एकमुश्त राशि प्रदान करता है। यह योजना अपनी ऋण सुविधा के माध्यम से तरलता की जरूरतों का भी ध्यान रखती है। 1. लाभ: मृत्यु लाभ: पॉलिसी अवधि के दौरान मृत्यु होने पर, बशर्ते पॉलिसी पूरी तरह से लागू हो, मृत्यु लाभ, "मृत्यु पर बीमा राशि" के रूप में परिभाषित किया गया है और निहित साधारण प्रत्यावर्ती बोनस और अंतिम अतिरिक्त बोनस, यदि कोई हो, देय होगा। जहां, "मृत्यु पर बीमा राशि" को मूल बीमा राशि के 125% या वार्षिक प्रीमियम के 10 गुना से अधिक के रूप में परिभाषित किया गया है। यह मृत्यु लाभ मृत्यु की तारीख को भुगतान किए गए कुल प्रीमियम के 105% से कम नहीं होगा। ऊपर उल्लिखित प्रीमियम में कर, अतिरिक्त प्रीमियम और राइडर प्रीमियम,...

Become the owner of lakhs by investing just Rs 29, this scheme is only for girls and women

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  LIC announces policies after certain interval which offers various advantages to buyers.   These policies will give benefits to citizens so that they can become independent. LIC has announced one such policy is named LIC “Aadhaar Shila Policy”. This policy is only for girls or women. Under this policy, women of 8 to 55 years can easily invest. Today we will give you information about this policy in this article:- *Image Source- LIC (i)                 Aadhar card is mandatory to invest in this policy. Only then a woman will be able to invest in it. (ii)              You will get the money after the maturity of this policy. LIC brings convenience and secure policy to its customers. In which you can get benefit. Under LIC, if the policy holder dies, then its money will be given to your family members. (iii)     ...

Aadhar Uses in Daily Life

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  Aadhar is now an essential part of every family. Without Aadhar you can’t do following:- (i) You can't get benefits of government schemes (ii) You can’t do financial transactions as Aadhar card is mandatory  to be registered with all financial institutions. (iii) You can’t be able to apply for registration of new house, Driving license (iv) You can’t be able to buy new vehicle, New mobile connection, electricity connection, Gas connection  (v) You can't get passport without Aadhar card. Therefore, you can see how essential Aadhar is in everyone’s life.   Everyone can get it very easily by visiting the Aadhar card enrolment centre and you can get new Aadhar for yourself and your family. Aadhar card is 12-digit no. and is a unique number for everyone. There is list of proof of identity which are acceptable for getting Aadhar card, list of the same you can get at link as below:-   https://uidai.gov.in/images/commdoc/List_of_Acceptable_documents_July2022.pdf ...

दिल्ली जाति प्रमाण पत्र; Delhi Caste Certificate

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 दिल्ली जाति प्रमाण पत्र अनुसूचित जाति (अनुसूचित जाति), अनुसूचित जनजाति (एसटी), ओबीसी (अन्य पिछड़ा वर्ग) और अन्य अल्पसंख्यकों के अंतर्गत आने वाले विशिष्ट व्यक्तियों को दिए जाने वाले विभिन्न लाभों का लाभ उठाने के लिए जाति प्रमाण पत्र की आवश्यकता होती है। इस प्रमाण पत्र को व्यक्ति के सत्यापन के लिए कानूनी दस्तावेज के रूप में माना जाता है कि वह व्यक्ति विशेष धर्म, समुदाय और जाति से संबंधित है। यह लेख आवश्यक दस्तावेज़ प्राप्त करने में मदद करेगा और यह आपको दस्तावेज़ प्राप्त करने के बाद पात्र मानदंडों और विभिन्न लाभों के बारे में जानकारी भी देगा। पात्रता मापदंड:- • दिल्ली जाति प्रमाण पत्र उस व्यक्ति को प्रदान किया जाएगा जो दिल्ली का निवासी है, अर्थात कोई भी नागरिक जिसका जन्मस्थान या माता-पिता दिल्ली सरकार के अधिकार क्षेत्र से संबंधित हैं • दिल्ली के निवासियों को 1993 से ओबीसी प्रमाणपत्र जारी किया जाएगा। जाति प्रमाण पत्र प्राप्त करने का उद्देश्य जैसा कि ऊपर बताया गया है, जाति प्रमाण पत्र मुख्य रूप से उन लोगों की मदद करता है जो आरक्षित श्रेणियों से संबंधित हैं जैसे कि अनुसूचित जाति और अनुस...

Delhi Old Age Pension Scheme

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  Delhi Old Age Pension Scheme To provide financial assistance to old age persons, which are above 60 years, old Government of Delhi launched an old age pension scheme. This scheme is providing the benefits to senior citizens and eligible persons will get monthly pension against the same.   We will discuss in details about who are eligible for this scheme. How much amount they will get? Moreover, Methods of obtaining the same.   Eligibility Criteria:- ·          Since Government of Delhi launches this scheme, so this scheme will provide benefits to persons, which are residents of Delhi for more than 5 years. ·          As stated above also that minimum age criteria for this scheme is 60 years. ·          Apart from minimum age criteria and resident of Delhi there is another criteria, which should be kept in mind before applying this pensi...

Pradhan Mantri Awas Yojana; How to avail it

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  Government Housing Scheme in India When you are planning to buy a house in India, do check for various subsidies and schemes available and offered by government. As Government is pushing for affordable housing scheme which will benefit public a lot if your budget is within the government provided limits for availing that housing scheme. Affordable housing scheme allows the lower income group and middle-income group to purchase the houses in India at lower interest rates and government is providing subsidy against the same. There is most popular scheme, which is central government scheme for providing housing for all know as Pradhan Mantri Awas Yojana, in short it is called as PMAY. The aim of this scheme was to provide housing for all by year 2022. This scheme was launched on dated 25 th June 2015 by Government of India and same is now implemented by Ministry of Housing and urban affair.   There is one criteria for availing this scheme is that you should not have ...

Incentives offered by Government on Electric vehicles

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  Incentives offered by Government on Electric vehicles:- Popularity of electric vehicles has been increasing in India from past 2 years due to increased government focus towards electric vehicles in order to reduce the increasing pollution level in India. As per ANI data on 3 rd August 2022 no. of registered electric vehicles in India are 13, 92,265 which is as per data obtained from Ministry of road transport and highways. There is more than 3 times increase in sale in FY 2021-22 in comparison to FY 2020-21 when sale was 1,34,460 nos.   There are varieties of schemes under Production linked incentive and other benefits have been offered by government in order to boost production of electric vehicles. Few of them are as below:- (i)                   On 12 th May 2021 government has started PLI scheme for companies for manufacturing of ACC called as advanced chemistry cells in County...

Things to remember after Purchasing an Electric Vehicle

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  Things to remember after Purchasing an Electric Vehicle In India, electric two-wheeler industry is booming, more and more people are shifting to electric two wheelers due to increased petrol cost and government incentives on electric vehicles. Since electric vehicles are new to everyone and there are following things which are required to be kept in mind while purchasing an electric vehicle. 1.       Charge the vehicle up to Hours as recommended by OEM (Original equipment manufacturer):- Whenever you buy a vehicle, do ask the dealer or any technical expert available there for no. of hours for which vehicle is required to charge and do ask for auto cut of electric supply after charging the vehicle. Don’t over charge your vehicle beyond that point even though there will be auto cut of point as some times auto cut off doesn’t work and that may damage your vehicle.   2.       Always purchase OEM recommended charger, Cable...